AIR BAGS, YOUR CAR & YOUR INSURANCE
Air Bags, Your Car, & Your Insurance
In the 1990�s, air bags became a standard feature in most vehicles. The news has reported some air bag related injuries over the years, which begins to make people wonder if they really are increasing safety. According to the National Highway Traffic Safety Commission, air bags were responsible for saving the lives of over 10,000 people since January of 2002.
Most of the injuries from air bags were a direct result of rapid speed and pressure of impact from the actual air bag deployment. Car manufacturers are cutting down on this risk by using reduced-power air bags in newer vehicles.
General Air Bag Safety Tips
There are still some things you should know about making sure you�re gaining the full benefit from your air bags.
  • Strap in � Some people think they can get away with using either the seat belt or the air bag, but not both. However, the two were designed to work together. In most of the fatal air bar related accidents the driver was either not wearing a seat belt, or not wearing it correctly. Remember, an air bag is not going to keep you from being thrown around your car or out of it.
  • Observe the 10 inch rule � A majority of people are injured by their air bags because they are sitting too close to them. You should be at least 10 inches from your steering wheel to prevent injury from air bag deployment.
  • Check your position � Air bags are designed to work when you are sitting back in your seat away from the dashboard.
  • Deal with your wheel � Keep your steering wheel facing slightly downward, if possible, and keep your hands on opposite sides of the wheels near the 10 and 2 positions.
Special Safety Tips for Children
Passengers under the age of 12 should never be put in front of an air bag. They are designed for adults and could injure younger children. This goes for babies as well, who should always be places in the middle of the back seat. Some manufacturers can place an on/off switch for the passenger air bag in your car if you meet certain driving habits criteria.
Safety Equipment Help You Save on Insurance
Purchasing some of the safety extras on your car will cost a little more, but could save you more in the long run. Many insurance companies offer premium breaks for vehicles that have safety equipment installed. Talk to your insurance provider about discounts for safer cars.